Medical Crowdfunding in India: The Need for a Strong Legal Enforcement System

Abstract

In India, poor health insurance coverage and high out-of-pocket expenditure especially for chronic and rare genetic/life-threatening diseases is a reality. People who use medical crowdfunding as an option to meet medical expenditures and the sudden growth of new fundraising platforms are significant developments in healthcare. The digital platforms in fundraising and the multitude of transactions they perform are increasing in the country and have a significant impact on the health sector and the rights of the patients which points toward the need for more effective regulation. In the absence of sector-specific legislation and government guidelines, the paper summarizes the growth of medical crowdfunding in India, identifies the challenges, and reiterates the need for effective legal enforcement systems.